Worried the mortgage process is going to suck?!
I help homeowners build wealth through real estate financing & strategies
Let me show you the insider strategies most people don't know, to help maximize your borrowing power & wealth-building capabilities.
Over my 13 year career, my teams and I have been blessed to have helped over 10,000 families secure financing for their homes. This includes over $3 billion dollars of purchases and refinances. Click below to schedule an appointment with me & chat about your situation and what may be best for you and your family.
I am an uber-competitive individual with a gorgeous wife and three young boys. I love dogs as much as people. My passions are theUniversity of Alabama, Chicago Cubs and golf. I grew up a sports nut while playing baseball, basketball and golf. My family and I enjoy traveling, sports and getting outside as much as possible.
In my career, I've been a part of helping over 10,000 families with homeownership. I have a passion for educating society on financial
wellness and teaching people the secrets & strategies left out of school curriculums.
I love meeting new people every day soplease reach out if you would like to connect!
14
Years Of Experience
Helping Families
10,000+
Families Helped Purchase or Refinance
$3 Billion
In Home Loans Secured For Families
Thousands
Saved Money On Income Taxes
Mortgage Pre-Approval
This takes less than 15 minutes and confirms your ability to go shop for the home of your dreams!
House Shopping
Shop with confidence! By completing the first step (pre-approval), you'll know exactly what price range you can shop in!
Loan Application
An application isn't committing to buy. It's the backbone of knowing if you're ready now or what plans need to be put in place to make it happen!
Mortgage Programs
Conventional
Minimum FICO Score - 580
Down Payment - 3%
Max Debt Ratio - 50.49%
Lower PMI Options
0% Down Payment Options
Free grant money options
First-Time Homebuyer Benefits
FHA
Minimum FICO Score - 500
Options for no credit score
Down Payment - 3.5%
Max Debt Ratio - 56.99%
More lenient guidelines for qualifying
Loan is assumable when you sell
VA
Minimum FICO Score - 500
Options for no credit score
Down Payment - 0%
Max Debt Ratio - N/A
No PMI
Seller is allowed to pay off debt for veteran
Loan is assumable when you sell
USDA
Minimum FICO Score - 580
Options for no credit score
Down Payment - 0%
Max Debt Ratio - 45.99%
Income restrictions apply
Lower PMI than FHA
Down Payment Assistance
Minimum FICO Score - 620
Max Debt Ratio - 45%
Free grant money available with no repayment required
Up to $24,000 assistance available
Options for repayment or no repayment
Outside The Box
Investor Loans - No income docs
Bank Statement Loans - For self- employed with low reported income
Home Equity Lines Of Credit (HELOC) options
1099 program options to avoid tax returns
Renovation Loans (Conv, FHA, VA)
Construction & Land Loans
What are the steps in the home-buying process?
ONE
TWO
THREE
FOUR
FIVE
SUBMIT MORTGAGE APPLICATION
RECEIVE PRE-
QUALIFICATION FROM LENDER
SUBMIT INCOME & ASSET
DOCUMENTATION
HIRE A REALTOR (ASK ME FOR REFERRALS)
RECEIVE PRE-
QUALIFICATION FROMLENDER
SUBMIT INCOME & ASSET
DOCUMENTATION
PAY EARNEST MONEY DEPOSIT
RECEIVE PRE-
QUALIFICATION FROMLENDER
SUBMIT INCOME & ASSET
DOCUMENTATION
PAY FOR APPRAISAL
PROVIDE ANY NEW DOCUMENTS TO CLEAR UNDERWRITING
RECEIVE CLEAR TO CLOSE (FULLY APPROVED TO BUY HOME!)
WIRE MONEY FOR CLOSING & SIGN DOCUMENTS
MOVE IN, UNPACK & MAKE THE HOME YOURS!
BUILD WEALTH & ENJOY WITH YOUR FAMILY!
Here's why I don't suck at my job...
I truly believe that everyone who can qualify for a home should work with someone who explains all options, details, and strategies for a mortgage and building wealth. Unfortunately, this industry falls short of this fundamental more times than not. You won't understand the true value of my services (or anyone else's) until after closing.
All I ask is for a chance to prove I know what I'm doing
Office:
8 Cadillac Drive
Brentwood, TN 37027
Call or Text
256-509-8200
615-282-5253
Email:
Site:
www.chadwickanderson.com
Copyright 2024 . All rights reserved
Chadwick Anderson, NMLS #372289
Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687. All loans subject to credit and property approval.