2-1 Buydown vs. Permanent Buydown: Which Wins at 7% Rates?

2-1 Buydown vs. Permanent Buydown: Which Wins at 7% Rates?

2-1 Buydown vs. Permanent Buydown: Which Wins at 7% Rates?Chad Anderson
Published on: 05/10/2026

Rates hit 7.28%. Here's how a 2-1 buydown compares to a permanent buydown, with real payment math for Nashville and Huntsville buyers.

Mortgage RatesRate BuydownsHomebuying TipsHuntsville Real EstateMiddle Tennessee Real Estate

Office:

8 Cadillac Drive

Brentwood, TN 37027

Call or Text

256-509-8200

615-899-CHAD (2423)

Site:

www.chadwickanderson.com

www.zerodownmortgageman.com

Copyright 2026 . All rights reserved

Chadwick Anderson, NMLS #372289

LoanDepot | 840 Crescent Centre Drive, Suite 600, Franklin, TN 37067 | 877-426-5500 | NMLS Consumer Access | ©2009-2026 loanDepot.com all rights reserved | All loans subject to credit and property approval.

www.nmlsconsumeraccess.org

Equal Housing Lender