What loan products are available?
Conventional
Minimum FICO Score - 580
Down Payment - 3%
Max Debt Ratio - 50.49%
Lower PMI Options
1% Down Payment Options
Free grant money options
Renovation options available
First-Time Homebuyer Benefits
FHA
Minimum FICO Score - 500
Options for no credit score
Down Payment - 3.5%
Max Debt Ratio - 56.99%
More lenient guidelines for qualifying
Loan is assumable when you sell
VA
Minimum FICO Score - 500
Options for no credit score
Down Payment - 0%
Max Debt Ratio - N/A
No PMI
Seller is allowed to pay off debt
for veteran
Loan is assumable when you sell
More below...
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USDA
Minimum FICO Score - 580
Options for no credit score
Down Payment - 0%
Max Debt Ratio - 45.99%
Income restrictions apply
Lower PMI than FHA
Down Payment Assistance
Minimum FICO Score - 620
Max Debt Ratio - 45%
Free grant money available with no repayment required
Up to $24,000 assistance available
Options for repayment or no repayment
Outside The Box
Investor Loans - No income docs
Bank Statement Loans - For self- employed with low reported income
Home Equity Lines Of Credit (HELOC) options
1099 program options to avoid tax returns
Schedule a meeting below to
discuss these options
***This is not an offer to lend and you should not assume you qualify for any of the above products. All loans are subject to underwriting approval and qualification. I am not representing that you qualify. This site is for informational purposes only. Qualifying is not guaranteed.
NMLS # 372289 / Equal Housing Lender
